Joint Statement on the EU - U.S. Joint Financial Regulatory Forum
美国与欧盟就欧盟—美国联合金融监管论坛发布联合声明
https://home.treasury.gov/news/press-releases/jy0386
October 4, 2021
BRUSSELS - EU and U.S. participants in the EU - U.S. Joint Financial Regulatory Forum (“the Forum”) met virtually on September 29 and 30, 2021, to exchange views on topics of mutual interest as part of their ongoing financial regulatory dialogue.
当地时间2021年10月4日，布鲁塞尔发布。欧盟—美国联合金融监管论坛（下称“论坛”）的与会者们于2021年9月29日和30日参加了远程会议，就共同关心的话题交换了意见，这是他们正在进行的金融监管对话的一部分。
EU participants included representatives of the European Commission, the European Banking Authority (EBA), the European Securities and Markets Authority (ESMA), the European Insurance and Occupational Pensions Authority (EIOPA), the European Central Bank (ECB), the Single Supervisory Mechanism (SSM), the Single Resolution Board (SRB) and the European Systemic Risk Board (ESRB).
欧盟方面，与会者包括欧盟委员会（EC）、欧洲银行业管理局（EBA）、欧洲证券与市场管理局（ESMA）、欧洲保险和职业养老金管理局（EIOPA）、欧洲央行（ECB）、单一监管机制（SSM）、单一处置委员会（SRB）以及欧洲系统性风险委员会（ESRB）的代表。
U.S. participants included officials from the U.S. Department of the Treasury and staff from independent regulatory agencies, including the Board of Governors of the Federal Reserve System (FRB), Commodity Futures Trading Commission (CFTC), Federal Deposit Insurance Corporation (FDIC), Securities and Exchange Commission (SEC), and Office of the Comptroller of the Currency (OCC). U.S. participants expressed views on issues in their respective areas of responsibility.
美国方面，与会者包括财政部官员和各独立监管机构的工作人员，包括美联储委员会（FRB）、商品期货交易委员会（CFTC）、联邦存款保险公司（FDIC）、证券交易委员会（SEC）、以及货币监理署（OCC）。他们就各自负责领域的问题发表了意见。
The Forum underscored EU and U.S. cooperation and focused on six themes: (1) market developments and current assessment of financial stability risks, (2) sustainable finance, (3) multilateral and bilateral engagement in banking and insurance, (4) regulatory and supervisory cooperation in capital markets, (5) financial innovation, and (6) anti-money laundering and countering the financing of terrorism (AML/CFT).
论坛强调了欧盟与美国的合作，并重点讨论了六大主题：⑴市场发展和当前金融稳定风险评估；⑵可持续金融；⑶银行和保险领域的多边和双边参与；⑷资本市场的监管合作；⑸金融创新；以及⑹反洗钱和反恐怖融资。
The European Union and the United States are currently experiencing robust economic recoveries. At the same time, the uncertainty around the path of the COVID-19 pandemic and the economic outlook has not dissipated. In this rapidly evolving setting, cooperative international engagement to mitigate financial stability risks remains essential.
欧盟和美国目前正在经历强劲的经济复苏。与此同时，围绕新冠疫情（COVID-19）大流行的路径及经济前景的不确定性并未消散。在这快速演变的环境中，进行国际合作参与以降低金融稳定风险仍至关重要。
Participants recognized the importance of addressing climate-related challenges for the financial sector and discussed their priorities relating to sustainable finance, along with addressing climate-related financial risks, consistent with their respective mandates. They shared updates on the new EU strategy for financing the transition to a sustainable economy adopted in July and on the U.S. administration’s climate priorities relating to the financial sector. Consistent with their respective mandates, participants shared views on potential approaches to aligning private investments to sustainability goals. In that regard, the European Union provided an update on its new rules supplementing the EU Taxonomy Regulation to classify environmentally sustainable economic activities in companies. Participants discussed their ongoing work on climate and other sustainability-related financial disclosures. In that regard, the European Union referred to its proposed Corporate Sustainability Reporting Directive, including the development of mandatory EU sustainability reporting standards, and, in the United States, SEC staff indicated that they are developing rule proposals addressing consistent, comparable, and decision-useful disclosures around climate risk and human capital. Participants recognized the value of continuing the recent bilateral technical-level exchanges on sustainability-related disclosures. Participants also discussed assessment of and possible financial regulatory and supervisory responses to climate-related financial risks, including with respect to the insurance sector. They welcomed progress in international forums, including the G20 Sustainable Finance Working Group, and the International Platform for Sustainable Finance.
与会者们认识到应对气候相关挑战对于金融行业的重要性，并根据各自的职权，讨论了可持续金融、以及应对气候相关金融风险方面的优先事项。他们就7月通过的欧盟为向可持续经济转型提供资金的新战略，以及美国政府与金融行业相关的气候优先事项，分享了最新情况。根据各自的职权，与会者们就使私人投资与可持续性目标保持一致的可能方法交换了意见。对此，欧盟介绍了发布新规则以补充《欧盟分类法条例》（EUTR）的最新情况，这些新规则旨在对企业的环境可持续经济活动进行分类。与会者们讨论了他们在气候和其他与可持续性相关的财务信息披露方面正在进行的工作。对此，欧盟提到了其拟议的《企业可持续性报告指令》（CSRD），包括制定强制性的欧盟可持续性报告标准。美国证券交易委员会的工作人员则表示，他们正在制定拟议规则，以应对围绕气候风险和人力资本的一致的、可比较的、决策有用的信息披露。与会者们认识到继续最近就可持续性相关信息披露进行技术层面双边交流的意义。与会者们还讨论了对气候相关金融风险的评估以及可能的金融监管和监督对策，包括对保险行业。他们对二十国集团（G20）可持续金融工作组（SFWG）和可持续金融国际平台（IPSF）等国际论坛所取得的进展表示欢迎。
Regarding banking, participants discussed the implementation of Basel III reforms, as well as the treatment of foreign bank branches by both jurisdictions, and Regulatory Technical Standards on Prudential Requirements for Investment Firms. They also discussed developments in the field of insurance, including the EU’s review of the Solvency II framework and its new framework for recovery and resolution of (re)insurers, and implementation of the EU - U.S. Covered Agreement. Participants also discussed FATCA issues relevant to citizens and financial firms.
在银行业方面，与会者们讨论了巴塞尔协议III改革的实施情况、欧盟和美国对外国银行分行的待遇、以及《投资公司审慎监管要求的监管技术标准（RTS）》。他们还讨论了保险领域的发展，包括欧盟对偿付能力II框架及（再）保险公司恢复和处置新框架的审查，以及《欧盟和美国关于保险和再保险审慎监管措施的双边协定》的实施情况。与会者们还讨论了涉及公民和金融公司的《2010年海外账户税收合规法案》（FATCA）问题。
On capital markets, participants discussed their continued monitoring of the transition from panel reference rates and the progress in their respective legislative and supervisory efforts to ensure a smooth transition away from LIBOR. They exchanged views on the upcoming EU reviews of the Alternative Investment Fund Managers Directive and of the Markets in Financial Instruments Regulation. They also compared notes on their respective efforts in the area of money market funds, and took stock of ongoing discussions regarding data transfers and the registration of EU funds in the United States.
在资本市场方面，与会者们讨论了他们对从报价银行参考利率过渡的持续监测，以及各自为确保从伦敦银行间同业拆放利率（LIBOR）平稳过渡而进行的立法和监管工作的进展。他们就欧盟即将对《另类投资基金管理人指令》（AIFMD）和《欧盟金融工具市场条例》（MiFIR）进行的审查交换了意见。他们还就各自在货币市场基金领域的工作交换了意见，并对正在进行的有关数据传输及欧盟基金在美国注册的讨论进行了盘点。
Participants welcomed continued progress on implementation of the SEC’s substituted compliance regime with respect to EU-domiciled security-based swap dealers, including the Memorandum of Understanding between the SEC and the European Central Bank. Participants also discussed CFTC plans for implementing new capital and financial reporting requirements for swap dealers.
与会者们对美国证券交易委员会在实施针对在欧盟注册的基于证券的掉期交易商的替代合规制度方面继续取得的进展表示欢迎，这包括美国证券交易委员会与欧洲央行就基于证券的掉期实体合作签署的谅解备忘录（MOU）。与会者们还讨论了美国商品期货交易委员会对掉期交易商实施新的资本和财务报告要求的计划。
In addition, participants shared views on developments regarding financial innovation and recent efforts by the European Union and the United States to improve operational resilience in the financial sector. Participants also discussed considerations regarding any potential central bank digital currencies and exchanged views on recent developments including, where relevant, regulatory proposals involving new forms of digital payments, crypto-assets, and so-called stablecoins. Participants acknowledged the importance of ongoing international work on financial innovation and recognized the benefits of greater international supervisory cooperation with a view to promote responsible innovation globally.
此外，与会者们还就金融创新的发展以及欧盟和美国最近为提高金融行业的运营韧性而进行的工作交换了意见。与会者们还讨论了有关任何潜在央行数字货币（CBDC）的考虑因素，并就最近的发展交换了意见，这包括涉及新形式数字支付、加密资产和所谓稳定币的相关监管建议。与会者们承认金融创新方面正在进行的国际工作的重要性，并认识到加强国际监管合作以促进全球负责任创新的好处。
Participants also discussed progress made in strengthening their domestic AML/CFT frameworks. The European Union updated the Forum on the Commission’s July 2021 adoption of a new AML/CFT legislative package, and the United States provided an update on its ongoing implementation of the Anti-Money Laundering Act of 2020, enacted as part of the National Defense Authorization Act. Participants also exchanged views on the opportunities and challenges arising from financial innovation in the AML/CFT area and explored potential areas for enhanced cooperation to combat money laundering and terrorist financing bilaterally and in the framework of FATF.
与会者们还讨论了在强化本国反洗钱和反恐怖融资框架方面所取得的进展。欧盟向论坛介绍了欧盟委员会于2021年7月通过新的反洗钱和反恐怖融资一揽子立法提案的最新情况，美国则介绍了其正在实施《2020年反洗钱法案》（AMLA）的最新情况，该法案是《2021财年国防授权法》（NDAA）的一部分。与会者们还就反洗钱和反恐怖融资领域的金融创新所带来的机遇和挑战交换了意见，并探讨了在金融行动特别工作组（FATF）框架内，加强双边合作打击洗钱和恐怖融资的潜在领域。
Participants acknowledged the importance of the Forum in fostering ongoing financial regulatory dialogue between the United States and European Union. They agreed that regular communication on regulatory and supervisory issues of mutual concern is necessary to support financial stability, investor protection, market integrity, and a level playing field.
与会者们承认论坛在促进美国和欧盟之间正在进行的金融监管对话方面的重要性。他们一致认为，为了支持金融稳定、投资者保护、市场完整性和公平竞争环境，有必要就共同关心的监管问题进行定期沟通。
Participants will continue to engage on these topics, as well as on other topics of mutual interest, ahead of the next Forum meeting, which is expected to take place in early 2022.
下次论坛会议预计将于2022年初举行，在此之前，与会者们将继续讨论这些以及其他共同关心的话题。
（注：本文封面图片来源于欧洲银行业联合会（EBF）官方网站。）